The framework for connected banking
Grow direct deposits, increase spend and boost customer engagement with Atomic.
Trusted by industry leading financial services
Create next-gen banking products with the features your users are looking for, today.
Subscription management
Let users visualize, budget, or change subscription spending all in one place.
Direct deposit switching
Enable users to set up and seamlessly switch direct deposit destinations in real-time.
Payment switching
Update recurring payment methods on a merchant level directly from banking app.
Bill optimization
Allow users to negotiate recurring billing costs as a part of their normal banking.
Identify subscriptions
Give users a clear picture of recurring expenses by quickly identifying all active subscriptions.
Cancel with one click
Pause, cancel, or reactivate subscriptions in one click—provide users ultimate control of their finances.
Track free trials
Receive and send alerts when free trials are about to expire to avoid surprise charges.
Get real-time updates
Stay informed and proactive by receving and providing real-time updates on subscription changes.
Maximize conversions
Achieve top conversion rates with tools that drive user action.
Comprehensive coverage
Offer users unmatched access to tailored financial products.
Seamless user experience
Delight your app's users with an intuitive and frictionless journey.
Payment switching
Drive card usage, become top-of-wallet
Savings Account
$11,071.02
Recent activity
$11,071.02
Geico
-$237.32
Nov 15 • 12:31 pm
$11,071.02
$11,268.34
ACH Direct Deposit
+$2,481.96
Nov 15 • 8:42 am
$11,268.34
Apple
-$32.96
Nov 15 • 10:42 am
$8,786.38
Automatically detect bills
Automatically scan user's transactions and identify recurring billing.
Integrate with billers
Connect and integrate with these accounts and analyze plans for saving.
Unlock savings
Allow users to automatically negotiate better rates through your app.